NYSHIP medicare retiree should I take part A or B

Yes, you must take Medicare Part A (and Part B) as a NYSHIP retiree when first eligible (usually age 65). NYSHIP requires both you and your Medicare-eligible dependents to enroll in Parts A and B, as Medicare becomes primary and NYSHIP becomes secondary. Failing to enroll will result in a reduction or loss of benefits. 

Key Details for NYSHIP Retirees:

• Mandatory Enrollment: You must enroll in Medicare Parts A and B when you become eligible to maintain full coverage.

Aetna Medicare retiree should I take part A or B

Yes, as an Aetna Medicare retiree, you should generally enroll in both Part A and Part B when first eligible to avoid penalties and ensure full coverage. For most Aetna Medicare Advantage and FEHB plans, Medicare Parts A & B become primary, providing lower out-of-pocket costs and unlocking extra benefits like premium reimbursements.

***Medicare Part C is Medicare Advantage***                                   

NYSHIP medicare retiree should I take part D

No, you should not sign up for a separate, external Medicare Part D plan. NYSHIP automatically enrolls Medicare-primary retirees and dependents into their own specialized prescription drug program (e.g., Empire Plan Medicare Rx). Enrolling in an outside Part D or Medicare Advantage plan will likely result in the cancellation of your NYSHIP coverage. 

Aetna medicare retiree should I take part D

No, you should not sign up for a separate, external Medicare Part D plan